The loan period will be from 2 to 6 months. The loan amount will be maximum of Rs.50,000. A person having daily income will be admissible for D.L.S. The borrower must have saving account with Dhanvarsha. D.L.S. account will of an amount of 0.2% of authorized loan. The loan will be paid back by daily installments. After opening of daily loan account if the borrower discontinues daily deposit account, 6% of DDS account will be deducted Under Daily Loan Scheme, Sundays and pre declared holidays will be considered holidays and the borrower can pay holiday installment without penalty In case the borrower doesn’t pay daily installment, a penalty of 10% has to be paid along with next day’s installment On nonpayment of loan amount including interest and penalty interest by due date, an additional interest @ 6% of loan amount will be charged as penalty on daily basis. The borrower will insured and the premium will be borne by borrower.